On the directives of Prime Minister Shehbaz Sharif, the Government of Pakistan has decided to expand the scope of the Roshan Digital Account.
According to the Prime Minister’s Office, under the expanded framework, foreign nationals, companies, and institutional investors will now be allowed to invest in the Roshan Digital Account, government securities, and Naya Pakistan Certificates.
The move aims to strengthen links with financial markets and promote foreign investment through a digital platform.
Pakistan’s overseas community, comprising approximately 11 million citizens, is among the largest and most dynamic worldwide. Pakistanis residing in the Middle East, Europe, North America, and the Far East play a vital role in host economies while supporting their families and communities back home.
Overseas Pakistanis not only contribute to the country’s economic growth but also serve as ambassadors of Pakistan’s culture, business potential, and values globally.
According to the State Bank of Pakistan, remittances increased to 38.3 billion dollars in the fiscal year 2025, marking a 26.6 percent rise from the previous year. Remittances are expected to reach 42 billion dollars in the current fiscal year.
This performance reflects the confidence of overseas Pakistanis and their consistent support for the country’s economic development. Pakistan ranks fifth globally and second in South Asia in remittance receipts. Remittances remain a critical factor in maintaining the stability of Pakistan’s external accounts.
State Bank foreign exchange reserves currently stand at around 16.3 billion dollars, with total reserves nearing 21.6 billion dollars.
The Roshan Digital Account scheme was launched on September 10, 2020, with the slogan “Close by, even from afar,” aiming to connect overseas Pakistanis to banking and investment opportunities digitally, without requiring physical presence in Pakistan.
Through Roshan Digital Account, non-resident Pakistanis can open bank accounts, access government securities, invest in Naya Pakistan Certificates, participate in the Pakistan Stock Exchange, mutual funds, and use other digital banking services.
In the past five and a half years, the Roshan Digital Account has achieved remarkable success. By the end of February this year, over 900,000 accounts had been opened, with total investments surpassing 12 billion dollars.
The Prime Minister congratulated the Finance Minister, the State Bank of Pakistan, and participating banks on this success. He said expanding the Roshan Digital Account to foreign nationals, companies, and institutional investors will further strengthen Pakistan as an attractive investment destination and broaden its presence in financial markets.
